Terms of Use

Introduction

These terms and conditions ("Terms of Use") govern your use of www.voyagermoney.com (the "Website"). By using the Website in any manner whatsoever, you accept these Terms of Use in full. In these Terms of Use, "we", "us", "our" or "Paterson" refers to Alphaware Advisory Services Private Limited.

1. Usage of the Website

• Your usage of the Website shall be for personal and non-commercial use only. The information available on the Website is for educational and informational purposes only.
• Nothing on the Website shall be considered a recommendation to buy, or an offer to sell, a particular investment opportunity, security, or any other product or service. Investment advice is rendered only to clients who have entered into an investment advisory agreement with us, after risk profiling and suitability assessment.
• Any tools available on the Website that provide analyses based upon your personalised input are for illustration only; under no circumstances shall their results be construed as investment recommendations or advice.
• For the avoidance of doubt, all applicable terms related to the Website in these Terms of Use apply to communication you receive from the Website as well.

2. Copyright Notice

• Unless otherwise stated to the contrary, we, together with our licensors, own and control the intellectual property rights in the Website and its content, including content generated based on your inputs on the Website (collectively, the "Content").
• All rights with respect to the Content are reserved.
• You must not download, save, copy, alter, edit, modify, disseminate, share, display and/or create derivative works from the Content without our prior written permission.

3. Disclaimers

• You expressly acknowledge and agree that use of the Website is entirely at your own risk and that all information is provided on an "as is" basis, without warranties of any kind.
• All express and implied warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights, are expressly disclaimed to the fullest extent permitted by law. To the extent permitted by law, Paterson, its officers, directors, employees and agents disclaim all warranties, express or implied, in connection with the Website and your use thereof.
• We make no warranties or representations about the accuracy or completeness of the information provided on the Website and assume no liability or responsibility of any kind whatsoever.
• You are strongly advised to use your best judgment, carry out necessary due diligence and exercise caution when using information from the Website.

4. Privacy

Please refer to our Privacy Policy.

5. Limitation of Liability

To the extent permissible under the laws of India, we will not be liable for any direct, special, incidental, indirect or consequential damages, including without limitation any lost profits or lost data, that result from the use of, or the inability to use, the Website, even if we have been advised of the possibility of such damages. If we are found to be liable to you for any damage or loss which is in any way connected with your use of the Website, our liability shall not exceed INR 1,000.

6. Other Terms

• These Terms of Use may be amended from time to time. Amended Terms of Use apply from the date of publication on the Website.
• You agree that we may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms of Use.
• If a provision of these Terms of Use is determined by any court to be unlawful and/or unenforceable, the other provisions continue in effect.
• These Terms of Use cannot be enforced by any third party.
• These Terms of Use constitute the entire agreement between you and us in relation to your use of the Website, to the exclusion of any other terms and conditions.
• These Terms of Use are governed by the laws of India. Any dispute arising out of or in relation to them shall be brought before a court of competent jurisdiction in Mumbai.
• You can contact us at hereforyou@paterson.co.in.